Telephone Order merchant account

What is meant by telephone order merchant account?

Telephone order merchant account is the type of merchant accounts a business owner can apply for from the bank to accept credit card as payment mode.

More likely it is a contract between a bank and business owner with some set of rules about how the product or services are sold to the customers.


  • One of the major benefits of telephone order merchant account is it the secure and fast mode of payment though fees for credit card processing is higher due to the need of taking two step actions; one is to process a card and other is the higher risk of fraud.
  • An internet based business needs an telephone order merchant account. Customer who comes to the but product of the business fills out credit card information in to a form available on a website, where the data is sent for verification and money is then abstracted from the account holder.
  • Many people are of the opinion that its very hard to get telephone order merchant accounts for a newly established business. This is absolutely wrong! May telephone order merchant accounts offers 98% acceptance rates of application.
  • It is very expensive for the small businesses to get a telephone order merchant accounts as the banks offering such accounts charge an annual fee in addition to per transaction fee. But with the increase and demand of such merchant accounts most of the banks eliminated the per transaction fees and also reduces their merchant account opening dues.
  • The success rate of business nowadays depends upon the ability to accept credit cards. The statistics have clearly shown that websites like shopping carts are considered successful as they offer their customers to shop using their credit cards in a secure environment online, they do not have to check a mail or wait for a payment to clear before their items are shipped.
  • Businesses own telephone merchant accounts; accepts credit cards for payment processing as compared with the companies that do not fully accept can be differentiated by the per annum sales revenue.
  • Businesses having a telephone order merchant account will never have to worry about a higher rate for transaction that might occur while accepting credit cards/ debit cards from the customer.

  • Provides faster check out time, no need of customer to wait for a receipt to print.
  • Increases customer loyalty with the business as each prefers the respective business for purchasing items.


It is an important task to find an appropriate telephone order merchant account for your business. A low cost merchant account opens many new e-commerce horizons and valuable position for your business. Studies and reviews about the plastic card payment mode tend to shop often and spend more todays business demand is to make use of this tactic more!

Where credit card processing required, best telephone merchant account is one that help your business develop its potential; Your business is too valuable to take chance on losing all with an unknown underwriter who may be here today and gone tomorrow, so hold out to find the very best merchant account.

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